⭐ Mortgage Protection & Life Insurance FAQ | Piece Of Mind

1. What is Life Insurance?

Life Insurance provides financial protection for your loved ones if you pass away. Depending on the policy, it may also provide additional benefits while you’re living.
 
 
2. How much life insurance coverage do I need?

It depends on your income, debts, mortgage, family needs, and financial goals. We can help you determine a coverage amount that fits your situation.
 
 
3. How much does life insurance cost?

The cost varies based on factors such as age, health, coverage amount, and policy type. We can help you compare options that fit your budget.
 
4. What types of life insurance do you offer?

Piece of Mind can help you explore options such as term life, whole life, universal life, mortgage protection, final expense, family life, and child life insurance.
 
5. Do I need a medical exam?

We like to keep things simple and utilize all non-medical options to get you covered, although due to some health conditions a medical exam may be required. 
 
6. Can I get life insurance if I have health problems?

Possibly. Every insurance company has different underwriting guidelines, so having certain health conditions doesn't automatically mean you can't get coverage.

7. What is Term Life Insurance?

Term life insurance provides coverage for a specific period, such as 10, 20, or 30 years, depending on the policy.
 
8. What is Whole Life Insurance?

Whole life insurance provides permanent coverage and may build cash value over time, depending on the policy.
 

9. What is Final Expense Insurance?

Final expense insurance is designed to help cover funeral, burial, and other end-of-life expenses.
 
10. Can I get coverage for my family?

Yes. There are life insurance options designed to help protect spouses, children, and other loved ones.
 
11. How do I get a life insurance quote?

Simply contact us at Piece of Mind. We'll help you explore your options and find coverage that fits your needs.
 
12. Why should I choose Peace of Mind?

At Piece of Mind, our goal is to make life insurance simple, understandable, and personalized. We help you understand your options so you can make a confident decision.

13. How does Piece of Mind get paid? 

Piece of Mind services are always free for you to use, with no obligation to enroll. When we help you find and apply for / enroll in the coverage that's right for you, the insurance company that created the plan pays us a commission. It doesn't cost you anything extra to work with us. 

14. Is Piece of Mind part of the government agency?

No, we are not affiliated with any government agency. However, as a mortgage protection, life and health insurance agency, we follow the highest personal and ethical standards as we provide guidance to help people like you to enroll or apply for the insurance coverage that's right for you. Our Medicare sales practices follow strict guidelines as set by the Center for Medicare & Medicaid Services. (CMS)

15. Are Piece of Mind representatives licensed to help me enroll in or apply for coverage? 

Yes. All our representatives are licensed insurance agents. This means they're officially licensed in each state where we do business. This helps you to get the life insurance or Medicare coverage you need.
 

💙 We Have The Answers here in the Life Insurance FAQ. If there are questions you would like to see here, let us know.
Life insurance doesn't have to be complicated. We're here to make it simple.